New Tap to Pay feature enables iPhone-to-iPhone payments without any hardware — how it works

Fumbling around with unwieldy credit card reader dongles may be a thing of the past for street vendors and small business owners, thanks to Apple’s new Tap to Pay feature. This perk lets iPhone users make transactions without a payment terminal or any additional hardware.

Tap to Pay targets merchants — not your average Joe seeking a seamless alternative to Cash App or Zelle to request payments from indebted friends. Only third-party business apps can enable Tap to Pay if the developer chooses to integrate the feature into its platform.

How does Tap to Pay work?

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